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YOUR COMPLETE FINANCIAL RESOURCE

Make every financial decision count toward your future.

Primary Capital Source connects you with practical solutions across loans, insurance, investments, wealth management, digital payments, debt relief, home warranties, and auto warranties—making it easier to compare options and move forward confidently.

View Financial Solutions Discuss Your Needs

39

Financial solutions

8

Service categories

360°

Financial support

FINANCIAL PRIORITIES
  • Loans — Funding for personal and business goals
  • Insurance — Protection for life and property
  • Investments — Opportunities for long-term growth
  • Wealth Management — Planning for future priorities

Built on transparency, run on expertise.

Primary Capital Source was built around a simple idea: financial decisions should never feel like fine print. Our advisors specialize across lending, protection, investing and long-term planning, translating dense financial mechanics into plain, actionable guidance.

We hold ourselves to a fiduciary standard of care — every recommendation is documented, every fee disclosed upfront, and every account reviewed on a fixed schedule rather than left to chance. Whether you're financing a home, insuring a family, growing a portfolio or untangling debt, our teams work as a single coordinated desk rather than siloed departments.

Full disclosure

Fees and terms shown before you sign anything.

Fiduciary duty

Advice bound to your interest, not a sales quota.

One coordinated desk

Lending, protection and planning, working together.

Eight practice areas. One relationship.

Hover or focus any card to open its full description. Every service below is staffed by a dedicated specialist team.

01 · LOANS

Home Loans

Fixed and adjustable-rate mortgages for purchase or refinance, with rate locks, jumbo options for higher-value properties, and a dedicated loan officer who walks you through underwriting, appraisal and closing so there are no surprises at the table.

Education Loans

Undergraduate, graduate and professional-program financing with deferred repayment while enrolled, flexible term lengths, and refinancing options once you've graduated to lower your monthly obligation as your income grows.

Business Loans

Working capital, equipment financing and expansion credit lines sized to your revenue cycle, with a streamlined application that reviews cash flow rather than relying solely on collateral, so growing businesses aren't held back by paperwork.

Auto Loans

New and used vehicle financing with pre-approval before you shop, competitive terms for both dealership and private-party purchases, and simple early-payoff terms with no prepayment penalty.

Personal Loans

Unsecured financing for major purchases, medical expenses or life events, with fixed monthly payments and a rate determined by your credit profile — funds typically available within a few business days of approval.

Mortgage Loans

Conventional, jumbo and portfolio mortgage products with in-house underwriting for faster decisions, plus refinance and cash-out options for homeowners looking to consolidate debt or fund renovations.

02 · INSURANCE

Auto Insurance

Liability, collision and comprehensive coverage bundled with roadside assistance and rental reimbursement, with multi-vehicle and safe-driver discounts applied automatically at quote time.

Health Insurance

Individual and family medical plans across bronze-to-platinum tiers, with prescription coverage, telehealth access included, and plan-matching guidance based on your typical care usage.

House Insurance

Dwelling, personal property and liability protection against fire, storm and theft, with optional riders for valuables, plus a fast claims process backed by a dedicated adjuster contact.

Mortgage Insurance

Protection that covers your remaining mortgage balance in the event of death or disability, sized to your loan term, so your family can keep the home without carrying the payment alone.

Life Insurance

Term and whole-life policies with level premiums, optional living benefits for critical illness, and beneficiary designations that can be updated any time without rewriting the policy.

Business Insurance

General liability, property and business-interruption coverage bundled for small and mid-sized companies, with optional cyber-liability and workers'-compensation add-ons as you scale.

Burial Insurance

Small, simplified whole-life policies designed to cover final expenses with no medical exam for most applicants, locking in a fixed premium so costs never rise with age.

Pet Insurance

Accident and illness coverage for cats and dogs with configurable reimbursement levels and deductibles, plus an optional wellness rider for routine checkups and vaccinations.

Travel Insurance

Trip cancellation, medical emergency and baggage-loss coverage for domestic and international travel, purchasable up to the day before departure with instant confirmation.

03 · INVESTMENTS

Mutual Fund Investments

Access to diversified equity, bond and balanced funds with automatic rebalancing, low-minimum starter plans, and a fund-matching questionnaire that aligns holdings to your time horizon and risk tolerance.

Gold Investment

Physical bullion and gold-backed accounts stored in insured vault facilities, with fractional buying so you can build a position gradually and liquidate at published spot-linked rates any business day.

Stock Investment

Self-directed brokerage accounts with research tools, watchlists and fractional-share purchasing, plus optional guided-portfolio service for investors who prefer advisor-built allocations.

04 · WEALTH MANAGEMENT

Investment Management

Ongoing, professionally managed portfolios with quarterly performance reviews, tax-aware trading, and allocation adjustments as your goals or market conditions shift.

Estate Planning

Wills, trusts and beneficiary structuring coordinated with your attorney, designed to reduce probate friction and ensure assets transfer to the people and causes you choose.

Risk Management

A structured audit of your insurance, liquidity and investment concentration to identify uncovered exposures before they become costly, with a written action plan you can implement in stages.

Retirement Planning

Income projections that model Social Security timing, withdrawal sequencing and healthcare costs, updated annually so your retirement date stays realistic rather than aspirational.

Tax Optimization

Coordinated strategies across retirement contributions, tax-loss harvesting and account placement to keep more of your investment return, reviewed alongside your accountant each filing season.

Education Planning

Tax-advantaged savings structures sized to projected tuition costs, with contribution schedules that adjust automatically as the target enrollment date approaches.

05 · DIGITAL PAYMENTS

Credit Card Services

Rewards, cash-back and low-interest card options with spend controls, real-time fraud alerts, and the ability to freeze a card instantly from your account if it's misplaced.

Mobile Wallets

Tap-to-pay wallet provisioning for phones and wearables, with tokenized card numbers so your real card details are never shared with a merchant.

P2P Payment

Instant person-to-person transfers using just a phone number or email, with split-bill requests and same-day settlement to a linked bank account.

Payment Gateway

Merchant-facing checkout integration supporting cards, wallets and bank transfers, with fraud screening and settlement reporting built into a single dashboard.

Debit Card Services

Everyday spending cards linked directly to checking, with configurable ATM and purchase limits, instant digital issuance, and a physical card mailed within days.

Bill Payment

Consolidated bill-pay for utilities, subscriptions and loan servicing with autopay scheduling and reminders three days before any due date, so late fees stay avoidable.

06 · DEBT RELIEF

Debt Consolidation

Combine multiple high-interest balances into a single fixed monthly payment, often at a lower blended rate, with a payoff calendar showing the exact date you'll be debt-free.

Debt Settlement

Negotiation with creditors to resolve balances for less than owed, handled by specialists who manage correspondence directly and explain the credit-impact trade-offs before you commit.

Bankruptcy Guidance

Plain-language walkthroughs of Chapter 7 and Chapter 13 processes, required credit counseling coordination, and referrals to vetted attorneys so you understand every step before filing.

07 · HOME WARRANTY

Appliance Protection

Repair or replacement coverage for major kitchen and laundry appliances regardless of brand or age, with a single service call scheduling line and vetted local technicians.

Electrical System Coverage

Protection for wiring, breaker panels and built-in fixtures against normal wear failures, with emergency dispatch for safety-critical issues like a dead panel or exposed wiring.

Plumbing Protection

Coverage for leaks, clogs and fixture failures across supply and drain lines, including water heaters, with priority scheduling for active-leak emergencies.

08 · AUTO WARRANTY

Vehicle Coverage

Extended protection plans covering major components past the manufacturer's warranty window, transferable if you sell the vehicle, with nationwide repair-network access.

Mechanical Breakdown Coverage

Protection against unexpected engine, transmission and drivetrain failures, including diagnostic labor, so a single major repair doesn't derail your monthly budget.

Repair Cost Coverage

Reimbursement toward labor and parts at any licensed repair shop of your choosing, with claims processed directly with the shop so you're not paying out of pocket and waiting on reimbursement.

The fine print, made plain.

Transparent pricing

Every fee and rate is written down before you sign — nothing appears later that wasn't disclosed upfront.

Dedicated advisor

One named specialist for each account, reachable directly, instead of a rotating call queue.

Coordinated planning

Loans, insurance and investing teams sit on the same file, so decisions in one area account for the others.

Fixed review schedule

Accounts are reviewed on a set calendar, not only when something goes wrong.

Client accounts, in their words.

"Refinancing our mortgage used to feel like guesswork. Here, every option was laid out with the real numbers side by side."

DM

Home Loans client

"The debt consolidation team gave us a payoff date on day one, and we hit it three months early."

RS

Debt Relief client

"Our retirement projection finally accounts for healthcare costs — something two other firms skipped entirely."

JT

Retirement Planning client

Speak with an advisor.

Send a message and a specialist matched to your need will follow up within one business day.

  • advisors@primarycapitalsource.info
  • +1 207-562-5844
  • 4808 Bloomfield Way Dixfield, ME 04224

Stay ahead of your ledger.

Rate changes, planning tips and account updates — roughly twice a month.

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Frequently asked questions.

How quickly can a loan be approved?+
Most personal and auto loan applications receive a decision within one business day; mortgages typically take one to three weeks depending on appraisal scheduling.
Can I bundle insurance policies for a discount?+
Yes. Auto, home and life policies held together typically qualify for a multi-policy discount, applied automatically at quote time.
Is there a minimum amount to start investing?+
Mutual fund and fractional stock accounts can be opened with a modest starter contribution, with automatic monthly deposits available from day one.
Will debt settlement affect my credit score?+
Settling a balance for less than owed can affect your credit temporarily; your advisor will walk through the trade-offs against alternatives like consolidation before you proceed.
How do I cancel a warranty plan?+
Warranty plans can be cancelled anytime from your account dashboard or by contacting an advisor; prorated refunds apply where no claims have been filed.